The Federal Fair Credit Reporting Act (FCRA) is designed to protect individuals by promoting accuracy, fairness, and privacy of information in the files of every Consumer Reporting Agency (CRA). Criminal Data Reports, Inc. operates in full compliance with the Federal Fair Credit Reporting Act (FCRA) and the California Investigative Consumer Reporting Agencies Act (ICRAA) Criminal Data Reports, Inc.. provides its customers with FCRA compliant information including all letters and forms necessary to comply with FCRA employment background screening requirements.


Myths about Fair Credit Reporting Act (FCRA)

Common misconceptions exist about background screening, the sources information come from, procedures, and requirements to obtain these reports. Below are some of the most significant misconceptions that correct popular opinion:

• The federal Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq. applies to all background screening, not just credit reports.

• Many background checks cannot be done instantly. Contact with schools, previous employers, state agencies, and references are often required. In addition, record searches at county courthoues are done in person to obtain up-to-the date information.

• An applicant must always receive discosure and authorize the background investigation - even if the background report will only contain public information.

• The criminal record database maintained by the US Federal Bureau of Investigation (FBI) are not available to background screening companies. These databases are not available directly to employers unless the employer is in a regulated industry where is type of check is required.